What to Do After a Car Accident in the Quad Cities

Car accidents in the Quad Cities can and do happen anywhere — on I-74, at a busy intersection like John Deere Road, or even in a neighborhood street. No matter how serious the crash, what you do immediately afterward can protect your health, your rights, and your ability to recover compensation.

Here’s a step-by-step guide on what to do after a car accident in Davenport, Bettendorf, Rock Island, Moline, or anywhere in the Quad Cities.

1. Check for Injuries and Call 911

Your safety is the top priority. Check yourself and others for injuries. Call 911 right away if anyone is hurt. Emergency responders from local services — like Medic EMS or the Rock Island Fire Department — can provide treatment and create an important medical record. When you speak with emergency medical personnel, don't exaggerate or minimize your injuries.

2. Move to a Safe Location

If possible, move your vehicle to the shoulder or a safe spot off the road to avoid further accidents. Turn on your hazard lights to alert other drivers — especially if you’re on a busy stretch like I-80 or River Drive. Thankfully the new 74 bridge is wider, so you don't have the extra embarrassment of shutting down the entire bridge anymore.

3. Call the Police

Even for a minor crash, call the police. In Iowa, the Davenport Police Department or Bettendorf Police Department may respond; in Illinois, it could be Rock Island Police or Moline Police. No matter where you are in the QC, call 911. The responding officer will write an accident report, which is often critical when filing an insurance claim or pursuing a personal injury case.

4. Exchange Information

Get the following details from the other driver (but keep your cool):

• Full name and phone number

• Insurance company and policy number

• Driver’s license number

• License plate number

• Vehicle make, model, and color

Keep the conversation brief — don’t admit fault or apologize, as this can be used against you later. Also, statements like "I'm fine" can be misconstrued as meaning "there's nothing wrong."

5. Document the Scene

Take photos and videos of:

• All vehicles involved

• Road conditions (like construction zones on I-74 or icy bridges over the Mississippi)

• Street signs and traffic lights

• Any visible injuries

• The overall accident scene

If anyone witnessed the crash, ask for their name and contact information. Witness statements can be very powerful in Quad Cities injury claims.

6. Get Medical Care

Don’t delay medical treatment. Even if you feel okay, injuries like whiplash or concussions can appear hours or days later. Don't worry too much about which hospital you go to - both Mercy One Genesis and Unity Point will take care of you. Having medical records tied to your accident is vital for your case. If you don't go to the doctor in a reasonable time after a crash, don't expect a good injury settlement.

7. Notify Your Insurance Company

Call your insurance company to report the accident - even if you weren't at fault. Provide the basic facts, but avoid admitting fault. Insurance adjusters often try to minimize claims — so be careful with what you say.

8. Talk to a Quad Cities Personal Injury Lawyer

Before giving a recorded statement or accepting a settlement, speak with an experienced local attorney. A personal injury lawyer in the Quad Cities can:

• Investigate the crash

• Collect police reports, witness statements, and medical records

• Deal with insurance companies on your behalf

• Fight for fair compensation for medical bills, lost wages, and pain and suffering

Final Thoughts

Car accidents in the Quad Cities can be stressful and confusing, but taking the right steps can make all the difference in your recovery. Protect your health, your safety, and your future by following these steps — and don’t face the insurance companies alone.

📞 If you’ve been injured in Davenport, Bettendorf, Rock Island, Moline, or anywhere in the Quad Cities, contact Zimmerle Law today at 309-581-5336 for a free consultation. We’re here to help you every step of the way.